Cara Knight

Jada Bullock

The Farmers Bank & Trust Board of Directors recently announced the promotion of Jada Bullock to Financial Services Trainer.

A graduate of Arkansas High School in 2015, Jada graduated with a bachelor’s degree in Human Resource Workplace Development in 2020 from the University of Arkansas-Fayetteville.

“While in college, I learned a lot of information regarding how to communicate with employees to determine how to develop and help them grow in the workplace,” said Bullock. “Obtaining my degree helped me realize I wanted to continue to grow at Farmers. The opportunity to transition into the Learning and Development department really sparked my interest.”

Bullock started working at Farmers Bank & Trust while still in school in 2018 as a teller at the Arkansas Boulevard location in Texarkana. She helped train new employees when the Bank opened its new location in Prosper, Texas in 2019.

“I am so happy to see Jada grow with us at Farmers Bank & Trust,” said James Bramlett, Texarkana Market President. “From her going to college, working to take care of our customers every day, and then completing her degree, this promotion is great for her and the Bank. She is an essential part of Farmers Bank & Trust and the Texarkana team.”

Jada is the middle child of three and is involved in the community by regularly attending ribbon cuttings and groundbreakings for new businesses. She also enjoys Texarkana Chamber of Commerce events and participates in Business After Hours.

“I am thrilled that Jada has joined the Learning & Development department,” said Alissa Flanagan, Supervisor of Learning & Development. “Jada brings a unique and exciting perspective to the L&D team due to her experience as a retail banker and teller mentor. With her experience, education, and eagerness to learn, I know that Jada will do great things and I am so excited to watch her grow!”

You’ve decided you want to build your dream home.

Now, you need to hunt down and snatch up that perfect piece of paradise to call home. Here’s how to go about finding just the right spot:⁣

  1. Consider the general layout of the home you want to build. Sprawling ranch? Front-porch farmhouse? Two-story bungalow? The lot you choose should complement the home you envision.
  2. Save time by narrowing down where you want to live. Then research available lots in those areas.
  3. Link arms with an agent who knows local builders and can help assess a lot’s potential. You want to be well-acquainted with a lot’s slope, drainage, and utilities.⁣
  4. Check with the local zoning office about the land you’re interested in purchasing. Pay attention to surrounding land as well, and try to weigh what future zoning and construction will happen in the area. Your agent can help with this!
  5. If you’re looking to buy in an established neighborhood, research minimum square footage or building materials requirements. Ask about HOA fees or restrictions that could limit your number of pets, vehicles, or home additions down the road.⁣
  6. Meet with reputable lenders familiar with construction loans to learn your financing options.⁣ (We can help here!)
  7. Work with an agent to write and negotiate an offer.⁣
  8. Attend your closing and break ground!⁣

⁣If you’re leaning toward new construction and need help with financing, the Farmers Bank & Trust Mortgage Team can help! Contact one of our lenders by visiting HERE to find out what financing options work best for your situation.

Member FDIC | Equal Housing Lender

As President and CEO, Chris Gosnell focuses on cultivating a HEART culture at Farmers Bank & Trust. In this episode, we talk about:

  • How he began his career in banking
  • What it’s like leading a 115-year-old legacy Bank
  • Why he adopted the HEART core values and what they mean to him
  • Why he seeks non-traditional bankers for employment
  • Goals he has for the future of Farmers Bank & Trust
  • …and more!

For more on the history of Farmers Bank & Trust, visit HERE.

Farmers Bank and Trust Company was chartered on September 26, 1906, in Magnolia, Arkansas. The oldest existing general ledgers indicate that the bank began with approximately $75,000 in assets. The primary business of the bank at the time was deposit services. Today, the bank has assets that exceed $1.9 billion and offers a wide variety of products and services to serve the needs of the communities it serves.

Member FDIC | Equal Housing Lender


At Farmers Bank & Trust, we want to celebrate the fall season. We want to treat you and your family to fair tickets on us!

That’s why we’re giving away four tickets to the Columbia County Fair!

To enter, Like our Facebook page, share the post, and comment your favorite fair food before Friday, September 24, 2021, at noon CST to win 4 tickets to the Columbia County Fair. This includes armbands and Saturday, September 25 admission. Ride all the rides you want with the armband.

Go to the Columbia County Fair Facebook page HERE.


To win the prize participants must do one of the following: 1) like Farmers Bank & Trust Facebook Page then like, share, and comment your favorite fair food on the Farmers Bank & Trust Columbia County Fair Giveaway or 2) walk into our Magnolia Main location at 200 E. Main Street and tell them you would like to be entered. One entry is allowed per Facebook profile or person. Participants must reside in Arkansas or Texas only.

Winners cannot be an employee or immediate relative of a Farmers Bank & Trust employee to include siblings, children, parents, or grandparents. Must be 18 years old or older to win. It is not necessary to be a Farmers Bank & Trust customer to win. The persons who win must reply to a Facebook message or phone call to claim the prize and receive further instructions before September 24, 2021, at 5 pm CST. Winners must sign Farmers Bank & Trust photo release form to be posted on the Bank’s social media pages.

Farmers Bank & Trust is the sole sponsor for this Contest. Farmers Bank & Trust is not responsible for participants that have Facebook security settings set to private so that Farmers Bank & Trust cannot see a participant’s Facebook engagement in any way. It is the responsibility of the participant to modify their security settings to open. No purchase is necessary to win. Purchasing does not increase chances of winning.


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Sharquel Juniel and Andi Whitman

The Farmers Bank & Trust Board of Directors recently announced the promotion of Andi Whitman to Assistant Vice President, Branch Manager III, and Sharquel Juniel to Retail Banker.

Andi Whitman

Whitman works at the Malvern Main Farmers Bank & Trust location, located at 521 E. Page Avenue. She joined the Farmers team in 2011 as a part-time teller and has worked in various roles including retail banker and branch supervisor.

She graduated from Malvern High School and National Park College in Hot Springs, AR. Whitman and her husband, Mitchell, have one daughter, Landyn. She is involved in the community by serving on the Malvern Chamber of Commerce Board of Directors and serves as the President of the Malvern Rotary Club.

Whitman recently graduated from the Arkansas Bankers Association Consumer Lending School and has expanded the products she is able to help with, including servicing consumer loan customers.

Sharquel Juniel

Juniel works out of the Malvern Main Farmers Bank & Trust location, located at 521 E. Page Avenue in Malvern. She joined the Farmers team in 2019 as a part-time teller. In her new role, she will have more diverse responsibilities, including opening accounts to fit customer’s needs.

She graduated from Arkadelphia High School and currently attends Arkansas State University Three Rivers in Malvern where she is working toward an associate degree in Office Administration. She is the third oldest of seven siblings and loves getting to be involved with the community, including high school football tailgates with the Bank.

“Andi has been a very integral part of our bank for many years. Her leadership has helped contribute to our success!” said Malvern Market President Scott White. “Sharquel is also a pleasure to work with. She is always willing to go the extra mile for the bank’s customers and her co-workers!”

Farmers Bank & Trust has a branch in Prosper, TX, and during a recent visit there, host Cara Knight stopped by FUSE Workspace to chat with CEO and second-generation hospitality entrepreneur Mike Daugherty.

FUSE is a co-working space where businesses and non-profits can work, build community, and be inspired.

The 3 pillars FUSE operates on are:

  • Hospitality
  • Community
  • Flexibility

They provide resources, space, and the tools necessary to help organizations thrive. There’s even a grab-and-go cafe and concierge staff on-site.

In this episode, Mike shares his humble beginnings, his vision behind FUSE, and the meaning of the #DOMORE philosophy.


Photo Courtesy of FUSE Workspace

For all your commercial and small business lending needs, visit HERE.

Member FDIC | Equal Housing Lender


Farmers Bank & Trust Blevins Branch Supervisor Elaine Stone will retire with 28 years of service on August 20, 2021. Stone began her career in 1993 as a teller in the drive-thru. Since then, she has worked in various roles, from bookkeeping to the loan department.

“It has been a good experience working for Farmers Bank & Trust,” Stone said. “During retirement, I look forward to a little vacation camping at the lake first, and then I’ll be getting on a tractor!”

Stone said her family has chicken houses and cows, so while she is retiring from banking, she will be going on to a “different job.”

Farmers Bank & Trust Hope Market President Jacob Jones said, “We congratulate Elaine on her well-earned retirement. Her 28 years of service to the Bank is quite an accomplishment, and we’re proud for her.”

Stone said her one piece of advice for young professionals is to “live life as you go.”

Elaine’s retirement celebration will be held at the Blevins Branch from 10 a.m. to 12 p.m., located at 5461 Highway 371 in Blevins, AR.

For 50 years, the city of New Boston and surrounding areas have come together to celebrate the end of summer with New Boston Pioneer Days. With the pandemic canceling the popular event in its 50th year last year, this festival is sure to be a hit! Farmers Bank & Trust is a proud silver sponsor of the event.

This weekend, August 13-14, the Pioneer Days Rodeo kicks things off. Click here for all the rodeo details. The “Hottest Festival in Texas” is presented by the New Boston Chamber of Commerce, and there is fun for the entire family spanning four days, August 18-August 21, 2021. 

“We’ve got an ideal place for entertainment downtown with the covered pavilion, stage, and sound system,” New Boston Chamber of Commerce President Tim Graham said. “We can already tell from the response we’ve received from vendors and sponsors; they’re going to make sure this thing is a success this year.”

Fun for the Family

Johnson Brothers Amusement will be setting up carnival rides on the midway, along with arts and crafts and food vendors. Live music is happening every night. Admission to concerts is free to the public, and free parking is available. The Chamber encourages people to bring their own lawn chairs as seating is limited under the pavilion.

Destroyer-KISS Tribute Band will be performing Thursday night, and the Street Dance will be Friday at the festival grounds under the T&P Trail Head Park Pavilion with JoeDale & Friends performing at 8:30 p.m.

“I grew up here in New Boston, and this festival has grown a lot,” Graham said. “We used to have a big street dance and that was always really popular so we’re bringing that back this year.”

Headliner John Schneider, aka “Bo Duke”

John Schneider / Photo courtesy of New Boston Pioneer Days Facebook

Saturday morning, the New Boston Volunteer Fire Department serves a big pancake breakfast, followed by a Hazzard County, USA-themed parade at 10 a.m. To keep with the theme, this year’s headliner is John Schneider & The Hazzard Band. John Schneider is well-known as Bo Duke in the action/comedy series The Dukes of Hazzard.

“School is about to start back up and this is one last chance to end the summer with a bang,” Graham said.

For more event details, visit their Facebook page here.

According to the latest data from the Bureau of Labor Statistics, salaried employees are with their employer an average of 4 years. At Farmers Bank & Trust, we’re celebrating an employee who has been with the Bank for 40 years! Denise Rogers is the Banking Research Officer and takes great pride in her unique role.

“I’ve never wanted to work anywhere else,” Rogers said. “There is nothing that I do every day that is too routine and gets boring.”

Denise helps the Bank customers and employees by researching extraordinary problems with almost any type of account.

“We have a number of customers who ask for Denise by name to assist with their issues,” Farmers Bank & Trust Chief Operations Officer Joe Pieratt said.

August 7, 1981

From her very first day at work with the Bank on August 7, 1981, Denise has worked in customer service. She graduated from Southern Arkansas University with a degree in Business Administration and a minor in Library Science.

“I started upstairs with a film machine,” Rogers explained. “When someone needed a copy of something that we didn’t have in the big filing cabinet, I would find it on the films, and I would mark it with a piece of tape and send it off to Little Rock to get a copy. Eventually, we got a machine that would make copies, and my library science background made it possible for me to use that equipment.”

As time went on, former CEO and current Chairman of the Board Bob Burns promoted Denise to Research Analyst in the late eighties. She developed the skills to analyze detailed reports and could explain why something happened on an account the day prior.

“I’ve always treated situations with customers the way I would want to be treated,” Rogers said. “I try to show people how to do things rather than just tell them.”

Denise is not only a tremendous help to the customers but her co-workers too.


“She is truly our ‘go-to’ person on a laundry list of topics,” Farmers Bank & Trust Customer Contact Center Vice President Judi Franks said. “She’s a fantastic resource for our department as well as other departments in the Bank. I often hear people say, ‘Let’s check with Denise to see what she knows about this.’”

The Bank’s HEART core values stand for Honor, Excellence, Adaptability, Respect, and Teamwork. Denise is a true representation of these and has been long before they were ever created. She has had to adapt to change over the years but said she is thankful to Farmers Bank & Trust for sticking with her.

“My longest relationship is with the Bank,” she said. “I worked here for 10 years before I met my husband, who was actually a customer. A co-worker at the time introduced us and we got married in 1991.”

She shared she will be 67 years old on August 24th, and fully intends to continue her work until she’s at least 70.

“This is definitely not a retirement,” she laughed. “We’re celebrating I’m still here!”

Farmers Bank & Trust will celebrate Denise with a private reception as a precaution to COVID-19.

2021 Back to School Events

Hope, AR
Tuesday, August 10, 5-7 p.m. at The Hub Junction of 3rd & Elm St.

We will have snow cones, hot dogs, games, school supplies giveaways, and more, for the community!

The Arkansas Foundation for Medical Care and the Arkansas Department of Health partnered with Farmers Bank & Trust to provide free COVID-19 Pfizer vaccines for people 12 and older. For more details, click here and here.

Haskell, AR
Monday, August 9, 2-4 p.m. at the branch located at 112 AR-229 in Haskell

Free Hobo Joe’s snow cones for the community!

Malvern, AR
Friday, August 13, 2-4 p.m. at the branch located at 521 E Page Ave in Malvern

Free Hobo Joe’s snow cones for the community!

Bryant/Benton, AR
Salt Bowl – Saturday, August 28, 7 p.m. at War Memorial Stadium

We will be set up at the Salt Bowl before the game in Booth 3 handing out clear backpacks!

Magnolia, AR
Back 2 School Bash hosted by the HEALTH Coalition of Columbia County
Saturday, August 14, 9-3 p.m. at the Boys & Girls Club of Magnolia – 1600 Hollensworth St.

Bouncy house, kickball, basketball, cooling station, health station, and vaccine clinic. Hot dogs & drinks from 10 a.m. to 12 p.m.

Cram the Bus hosted by the Magnolia Junior Charity League
Saturday, August 7, 9 a.m. to 1 p.m. at Walmart in Magnolia

Back to School drive to collect school supplies and monetary donations. Opportunity available to sign up your children ages birth to 5 years old for free books from the Dolly Parton Imagination Library program. To view items needed, visit here.